Flood Insurance

The National Flood Insurance Program

The National Flood Insurance Program (NFIP) was created by Congress in 1968 to reduce the costs associated with providing relief used for victims and damages caused by floods. The NFIP is available in 19,000 communities across the United States and over 430 communities in Georgia. Managed by the Federal Emergency Management Agency (FEMA), the NFIP partners with insurance programs and communities reducing flood damage in Georgia each year.

The self-supporting agency operates on premiums collected from flood insurance policies freeing taxpayers of the burden. The NFIP provides insurance coverage for events traditionally not covered under homeowner’s insurance. Without the NFIP, many communities and property owners would be forced to go without coverage. Does your community participate in the NFIP? How can you obtain flood insurance through the NFIP? Do you live in a floodplain area? To find out the answers to these and many more questions:

  • Contact your insurance agent.

  • Contact your community’s planning or building permit office.

  • Contact your local floodplain coordinator.

  • Contact your local EMA Director.

  • Contact the state floodplain coordinator.